# Borrowing

Your minted Digital Item can be used as collateral for a loan in RWfi's Lending platform. Borrowers can therefore avail of liquidity on their assets while they are securely stored in our custodial hubs. On the other side of the loan agreement Lenders can avail of attractive yields with direct access to professionally authenticated collateral to manage risk.

Borrowers initially create a loan request to specify their borrowing terms. The loan request is listed on Real World's platform for interested Lenders to engage with.

<figure><img src="/files/lbznCOyOgPUeRA7zO0e6" alt=""><figcaption></figcaption></figure>

Lenders can either accept the loan request terms or create a counter offer to those terms, which are listed on the Digital Item's page below.

The Borrower can then either accept a counter offer from the Lender or in turn create a counter request, effectively continuing the negotiation of terms until one of the two parties accepts the terms.

<figure><img src="/files/hq5NWKlsPQ5LW0Tg2Qif" alt=""><figcaption><p>Counter Offers.</p></figcaption></figure>

<figure><img src="/files/b6M7CqZuPXWYHK5Z15Cn" alt=""><figcaption><p>Create Counter Requests.</p></figcaption></figure>


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://realworld-2.gitbook.io/realworld.fi/product-tour/financial-features/borrowing.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.